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Instant coverage for art and craft vendors selling at farmers markets.
✅ Coverage for 1-3 days, 7 days, 90 days, or year-round
✅ Easy and unlimited additional insureds
✅ Customize your coverage and limits
✔️ Instant Certificate of Insurance
✔️ FREE Unlimited Additional Insureds
✔️Meet Event Requirements
Farmers’ market liability insurance is specialized coverage designed to protect arts and crafts vendors from third-party accidents that happen at farmers markets. It’s also the base policy you’ll need to add the venue or event as an additional insured, which is a common requirement for vending at farmers markets and other events.
ACT offers two types of customizable general liability policies, ACT Pro and ACT Go. These plans cover claims like:
✔️ Slip and fall accidents
✔️ Property damage
✔️ Unexpected weather
Are you a food vendor? Protect your business with Farmers Market Insurance for food businesses from our partner: FLIP.
A short-term farmers’ market vendor insurance policy starts at $49/event with ACT Go, and a year-long policy starts at $24.25/month with ACT Pro.
$0 – $50,000 in Annual Sales
$24.25/Month
$50,000 – $100,000 in Annual Sales
$33.42/Month
Optional Tools, Supplies & Inventory Coverage (Inland Marine)
Optional Professional Liability
$10.42/Month**
Optional Cyber Liability
$8.25/Month
*Additional Tools, Supplies, & Inventory Coverage limits available up to $10,000/$50,000.
**Professional Liability is available through the user dashboard with upfront payment.
1 – 3 Days
$49
7 Days
$99
Up to 90 Days (EZ Renew Option Available)
$149
Year-round Coverage Selling Online, In Person, And Much More!
Included:
24/7 Access To Policy Documents
Licensed In All 50 States*
Not Premises Specific
$2M General Liability Aggregate
$1M General Liability Per Occurrence
$5K Medical Expenses
$300K Coverage For Damages To Premises Rented To You
$1M Products & Completed Operations Coverage
$1M Personal & Advertising Injury
General Liability For Online Sales
Optional:
Cyber Liability
Professional Liability (available in dashboard)
$5K or $10K Tools, Supplies, & Inventory Coverage (Inland Marine)
Get a quick and easy short-term policy to cover you at a show or event —or even a whole season of them.
Included:
24/7 Access To Policy Documents
Licensed In All 50 States*
Not Premises Specific
$2M General Liability Aggregate
$1M General Liability Per Occurrence
$5K Medical Expenses
$300K Coverage For Damages To Premises Rented To You
Optional:
EZ Renew (for 90 day policies)
Artists
Crafters
Potters
Clothiers
Wood/Metal Crafters
Jewelers
Home Decor makers
Pet Apparelists
much more
Food and beverage-based businesses can receive more robust farmers’ market insurance for food vendors from the Food Liability Insurance Program (FLIP)!
An additional insured (AI) is a third party you name on your policy, like an event, farmers market venue, or host. An AI receives coverage for accidents you or your business cause during a farmers market.
Hosting an event, installing artwork, and selling weapons are excluded from farmers market insurance from ACT. Read a full list of our policy exclusions.
As an insured policyholder, you can file a claim with ACT at any time from your dashboard:
Learn more about how to file a claim with ACT.
Yes, you can get one-day coverage with the ACT Go policy! You will get 3 days of coverage for no additional cost, protecting you before and after your one-day event. This is great for covering claims that may occur during set-up or take-down.
Check out our list of the top events in each state this year to find a market closest to you.