ACT Go Policy Qualifications:
If you are an artist, craftsman, or tradesman, then you qualify! There are some restrictions on types of events or businesses:
ACCEPTED:
- Craft Fair
- Art Festival
- Farmers Markets
- Seasonal Fairs/Shows
- Trade Shows
- Renaissance Fairs
- Medieval Festivals
EXCLUDED:
- Disc Jockeys (DJs)
- Christmas Tree Lot
- Pumpkin Patches
- Martial Arts Events
- Concerts
- Birthday Parties
- Sporting Events
- Any Activity Involving Live Animals
- Any Activity Involving Motorized Equipment or Vehicles
- Political Rallies, Demonstrations, or Events
- Narcotic Related Events
- Sales or Distribution of Narcotics
- Directing, Hosting, Organizing, planning, promoting, or sponsoring a fair, festival, show, or similar event
- Three-Dimensional Installation Artwork
- Performing Artists/Musicians
- Medical Professionals
- Weapon, Knife and Ammunition Exposures
ACT Pro Policy Qualifications:
Because our ACT Pro policy is more comprehensive and includes products coverage, there are a few restrictions on who qualifies. See below for a list of accepted and a list of excluded products:
ACCEPTED:
- Artists
- Art Work
- Jewelry
- Handmade Jewelry
- Painters (non-commercial)
- Crafts
- Apparel
- Glass Blower
- Pottery
- Paper Crafts
- Sculptors
- Wood/Metal
- Crafters
- Scrapbooking Products
- Leathercraft
EXCLUDED:
- Disc Jockeys (DJs)
- All Ingestible Food or Drink Products
- Any Product Requiring a Prescription
- Architecture or Design Professionals
- Art Galleries
- Artisan Contractors
- Beauty or Health Services that are provided by an insured for a fee
- Candles Including Liquid Fuel Gel or Wax Melts
- Children’s Furniture
- Children’s Toys
- Commercial Painters
- Construction Operations
- Directing, hosting, organizing, planning, promoting, or sponsoring of a fair, festival, show, or similar event
- Drugs
- Medical Equipment/Devices
- Medical Invasive Products Intended to Stay in the Body
- Nutraceuticals
- Performing Artists
- Portrait Photography
- Videographers
- Musicians
- Pharmaceuticals
- Products Designed for Infants, Toddlers, or Children
- Retail Storefronts – Premises May Be Owned or Leased Mainly for Use for Working and Not for Retail Sales
- Saddles, Harnesses, or Horse Furnishings
- Salon or Spa Operations
- Sporting Goods/Equipment
- Tattoo Artists
- Theater or performing arts shows
- Three-Dimensional Installation Art
- Tobacco Related Products
- E-Cigarettes and Smokeless Products
