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Affordable insurance for artists in the studio, online, and on the go
As an artist, you’ve worked hard to create pieces that connect on an emotional level with your customers. Accordingly, at ACT Insurance, we created two policies to meet your needs. Both options are available in all 50 states* and provide $1 million per occurrence and a $2 million aggregate general liability limit.
The ACT Pro policy with annual artist insurance is excellent for those who attend multiple shows every year and offers broader coverage than the show/event policy. Starting at $24.25 per month, some of the highlights include:
If you only attend a few shows every year, and aren’t worried about professional coverage or product liability coverage, then the ACT Go policy might be the artist insurance coverage for your business. The policy starts at $49 per event and some policy highlights include:
$0 – $50,000 in Annual Sales
$24.25/Month
$50,000 – $100,000 in Annual Sales
$33.42/Month
Optional Tools, Supplies & Inventory Coverage (Inland Marine)
Optional Professional Liability
$10.42/Month**
Optional Cyber Liability
$8.25/Month
*Additional Tools, Supplies, & Inventory Coverage limits available up to $10,000/$50,000.
**Professional Liability is available through the user dashboard with upfront payment.
1 – 3 Days
$49
7 Days
$99
Up to 90 Days (EZ Renew Option Available)
$149
Year-round Coverage Selling Online, In Person, And Much More!
Included:
24/7 Access To Policy Documents
Licensed In All 50 States*
Not Premises Specific
$2M General Liability Aggregate
$1M General Liability Per Occurrence
$5K Medical Expenses
$300K Coverage For Damages To Premises Rented To You
$1M Products & Completed Operations Coverage
$1M Personal & Advertising Injury
General Liability For Online Sales
Optional:
Cyber Liability
Professional Liability (available in dashboard)
$5K or $10K Tools, Supplies, & Inventory Coverage (Inland Marine)
Get a quick and easy short-term policy to cover you at a show or event —or even a whole season of them.
Included:
24/7 Access To Policy Documents
Licensed In All 50 States*
Not Premises Specific
$2M General Liability Aggregate
$1M General Liability Per Occurrence
$5K Medical Expenses
$300K Coverage For Damages To Premises Rented To You
Optional:
EZ Renew (for 90 day policies)
Artist insurance is designed to protect you from liability exposures while you sell or showcase your work at fairs and festivals. An ACT Go policy allows you to customize your coverage term for as little as 1–3 consecutive days or for as long as 90 days. The ACT Pro policy gives you insurance coverage for a full 365 days.
An ACT Go policy starts at $49/event for 1–3 days, but it can be extended to 90 days for $149 (with the option to renew). However, if you are an artist who will be attending many shows throughout the year, you might consider an ACT Pro policy, which is only $24.25/month—less than a dollar per day!
The short answer is yes. An ACT Insurance policy adds credibility and positions you as a professional. However, there are other reasons artists need insurance. If you take your art to shows and fairs, many times directors will require you to have liability insurance policy and add them as an additional insured.
If you have questions about purchasing crafters insurance, our team of licensed agents is available to help. Please give us a call at 844.520.6991.