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Crafted coverage for your handmade artisan business.
Artisan insurance is specialized coverage designed to protect small business owners who create and sell handmade goods. This type of policy can help you pay for common claims you face as an artisan, such as bodily injury or property damage caused by your business operations.
Insurance can also help you meet event requirements, cover the products you sell, and help replace your tools in case of theft or damage.
You take great care in handcrafting high-quality pieces. Your business deserves the same level of consideration. An artisan insurance policy gives you peace of mind to create and sell confidently.
ACT Insurance offers handmade artisan coverage tailored to your needs.
Whether you are required to show proof of insurance by an event organizer or simply want to safeguard your business, purchasing a policy is a smart choice.
You can benefit from artisan insurance if you:
The ACT Pro policy is comprehensive coverage ideal for artisans who attend events or sell handmade goods year-round.
Enjoy all the benefits of our short-term policy, ACT Go, plus coverage for:
Whether you specialize in handmaking intricate jewelry, leather goods, or earthenware pottery, artisan insurance can help protect your creative business from costly claims.
Artisans are just some of the people who benefit from an ACT policy. We offer liability coverage for many different kinds of handmade artisans, artists, crafters, and tradesmen, including:
Check out our Who Qualifies page for more info.
$0 – $50,000 in Annual Sales
$24.25/Month
$50,000 – $100,000 in Annual Sales
$33.42/Month
Optional Tools, Supplies & Inventory Coverage (Inland Marine)
Optional Professional Liability
$10.42/Month**
Optional Cyber Liability
$8.25/Month
*Additional Tools, Supplies, & Inventory Coverage limits available up to $10,000/$50,000.
**Professional Liability is available through the user dashboard with upfront payment.
1 – 3 Days
$49
7 Days
$99
Up to 90 Days (EZ Renew Option Available)
$149
Year-round Coverage Selling Online, In Person, And Much More!
Included:
24/7 Access To Policy Documents
Licensed In All 50 States*
Not Premises Specific
$2M General Liability Aggregate
$1M General Liability Per Occurrence
$5K Medical Expenses
$300K Coverage For Damages To Premises Rented To You
$1M Products & Completed Operations Coverage
$1M Personal & Advertising Injury
General Liability For Online Sales
Optional:
Cyber Liability
Professional Liability (available in dashboard)
$5K or $10K Tools, Supplies, & Inventory Coverage (Inland Marine)
Get a quick and easy short-term policy to cover you at a show or event —or even a whole season of them.
Included:
24/7 Access To Policy Documents
Licensed In All 50 States*
Not Premises Specific
$2M General Liability Aggregate
$1M General Liability Per Occurrence
$5K Medical Expenses
$300K Coverage For Damages To Premises Rented To You
Optional:
EZ Renew (for 90 day policies)
As an artisan, you face risks whenever your business interacts with the public. Having the right liability insurance can help you pay for claims like:
Artisan insurance starts at $24.25/month for the ACT Pro policy, or $49/event for the ACT Go policy.
ACT Insurance offers affordable policies for handmade artisans with high-quality coverage to match. Whether you need quick ACT Go coverage for a few days, or more customizable ACT Pro coverage throughout the year, ACT Insurance has the policy that fits your needs and your budget.
Yes! Your art and handmade artisan business are valuable assets that deserve to be insured the same way you would your home, vehicle, or health. A single mishap can lead to hundreds (or thousands) of dollars in bills, legal fees, or even damage to your reputation.
Plus, most events, stores, and online marketplaces require you to carry liability insurance before they permit you to sell your handcrafted goods.
A handmade artisan insurance policy protects your creative business from potential claims and gives you peace of mind to focus on your handcrafted work.
Yes! If you sell handmade art in stores or online marketplaces (like Etsy or Amazon), you need a plan, like the ACT Pro policy, that offers both general and product liability insurance.
This coverage goes beyond the point of sale. If your crafted goods injure someone or damage their property — think rashes on skin or discoloration on surfaces — artisan insurance can protect your business and finances from costly claims.
If you have questions about purchasing handmade artisan insurance, our team of licensed agents is on standby to help. Please give us a call at 844.520.6991.