Artisan Insurance

Crafted coverage for your handmade artisan business.

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What Is an Artisan Insurance Policy?

Artisan insurance is coverage that protects artisans who create and sell handmade goods.

Your skilled craftsmanship produces fine pieces worth admiring, but even the most experienced artists face risks. Accidental customer injuries or property damage can happen unexpectedly — insurance safeguards you against liability claims like these so you can focus on your craft.

With ACT Insurance, secure your business, meet event requirements, and create your bespoke products confidently, all in just a few minutes.

Artisans Insurance Coverage Options

Choose from our thoughtfully crafted plans: ACT Pro and ACT Go. 

ACT Pro

365 day artist liability insurance coverage

$24.25/Month

Everything from ACT Go plus…

ACT Go

Basic general liability coverage

$49/Event

Coverage Details

ACT Pro

ACT Pro is made for full-time artists and crafters who want enhanced protection for their entire business. With additional liability coverage for your products included, optional add-ons, and monthly payments, create confidently knowing we’ve got your back.

Annual Policy Limits of Liability

  • General Aggregate Limit (Other Than Products – Completed Operations) $2,000,000
  • Products Completed Operations Aggregate $2,000,000
  • Personal & Advertising Injury $1,000,000
  • Each Occurrence Limit $1,000,000
  • Damage to Premises Rented to You Limit (Any One Premises) $300,000
  • Medical Expense Limit (Any One Person) $5,000

Optional Add-Ons

Pricing

  • Monthly Price $24.25
  • Annual Price $279

ACT Go

ACT Go is craft vendor insurance built for on-the-go hobbyists who need quick coverage at events. This flexible general liability policy is like a pop-up tent, working when and where you do — making it ideal if you only attend a couple of craft shows a year.

Short-Term Policy Limits of Liability

  • General Aggregate Limit (Other Than Products – Completed Operations) $2,000,000
  • Products Completed Operations Aggregate Excluded
  • Personal & Advertising Injury Excluded
  • Each Occurrence Limit $1,000,000
  • Damage to Premises Rented to You Limit (Any One Premises) $300,000
  • Medical Expense Limit (Any One Person) $5,000

Optional Add-Ons

Pricing

Who Needs an Artisan Insurance Policy?

If you’re a business owner who sells handcrafted products, you need an artisan insurance policy. Whether you specialize in unique leather goods or earthenware pottery, you deserve coverage designed with your business needs in mind.

No matter what time-honored techniques you work with, artisan insurance is made for you. It covers:

What Types of Insurance Do Artisans Need?

Artisan insurance is the essential coverage you need to protect your creative business. Just as you have multiple tools for your trade, different types of liability insurance cover various risks artisans commonly face.

How Much Is Artisan Insurance?

Artisans insurance starts from $24.25 a month with ACT Pro, or $49 per event with ACT Go.

Need more coverage? Create a bespoke plan by selecting ACT Pro and adding optional coverages that match your business needs!*

*Additional coverages are available only on the ACT Pro plan. 

The #1 Artisan Insurance for Artists, Crafters, & Tradesmen

Your masterful attention to detail merits the best coverage at the best price. ACT keeps up with your creativity — from the studio to the sale.

Get covered instantly and handcraft your distinctive products worry-free.

small businesses protected
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Common Questions About Artisan Insurance

Why Do Artisans Need Insurance?

Artisans need insurance to financially protect their business from costly third-party liability claims, such as customer injury or property damage. You’re also typically required to carry insurance before you can attend events as a vendor!

Some other reasons you need insurance include:

  • To cover your tools, supplies, and inventory from theft or damage
  • To enhance your professional credibility with customers
  • To get peace of mind in case your products cause accidents once a customer takes them home

ACT Pro offers coverage options for all the above.

What Risks Do Handmade Artisans Face?

  • Your booth collapsing and damaging a fellow artisan’s products at an event (General Liability Insurance)
  • A customer claiming the handmade product you sold damaged their furniture (Products & Completed Operations Coverage)
  • A student claiming that you failed to teach them your artisan craft satisfactorily during a workshop (Professional Liability Insurance)
  • A hacker stealing your customer’s credit card information from your online POS system (Cyber Liability Insurance)
  • Your inventory being stolen from your vehicle while traveling to an event (Tools, Supplies, & Inventory Coverage)

Do Online Artisans Need Insurance?

Yes! If you sell handmade art in stores or online marketplaces (like Etsy or Amazon), you need a plan, like ACT Pro, that includes both general and product liability insurance.

This coverage goes beyond the point of sale. If your crafted goods injure someone or damage their property — think rashes on skin or discoloration on surfaces — artisan insurance can protect your business from costly claims.

We're Here to Help!

If you have questions about purchasing crafters insurance, our team of licensed agents is available to help. Please give us a call at 844.520.6991.