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As a sculptor who works with metal, wood, stone, or even wax, if you attend events to show and sell your work, you should consider purchasing liability insurance to protect you in case of accidental damage to another crafter’s property or accidental injury to a third-party at your booth. Because insurance in so essential, many arts shows and festivals require artists to purchase artist liability insurance policy before they can show or sell their wares at an event.
ACT Insurance is designed to meet the liability insurance needs of artists like sculptors. If you attend more than two shows a year, our ACT Pro policy offers excellent coverage to help protect you from financial risk. The ACT Pro policy offers the highest coverage limit of our two policies and also includes the option to add additional coverage like Product Liability Insurance and the option for Tools, Supplies, & Inventory Coverage.
Our ACT Go policy is great for sculptors looking for liability insurance who only plan to attend one or two events per year, and who do not need the more comprehensive coverage offered by the ACT Pro policy.
To compare the policies and see which is right for you, please visit our comparison page.
Sculptors are only one part of the arts and crafts industry. Other people who qualify for an ACT Insurance policy include:
$0 – $50,000 in Annual Sales
$24.25/Month
$50,000 – $100,000 in Annual Sales
$33.42/Month
Optional Tools, Supplies & Inventory Coverage (Inland Marine)
Optional Professional Liability
$10.42/Month**
Optional Cyber Liability
$8.25/Month
*Additional Tools, Supplies, & Inventory Coverage limits available up to $10,000/$50,000.
**Professional Liability is available through the user dashboard with upfront payment.
1 – 3 Days
$49
7 Days
$99
Up to 90 Days (EZ Renew Option Available)
$149
Year-round Coverage Selling Online, In Person, And Much More!
Included:
24/7 Access To Policy Documents
Licensed In All 50 States*
Not Premises Specific
$2M General Liability Aggregate
$1M General Liability Per Occurrence
$5K Medical Expenses
$300K Coverage For Damages To Premises Rented To You
$1M Products & Completed Operations Coverage
$1M Personal & Advertising Injury
General Liability For Online Sales
Optional:
Cyber Liability
Professional Liability (available in dashboard)
$5K or $10K Tools, Supplies, & Inventory Coverage (Inland Marine)
Get a quick and easy short-term policy to cover you at a show or event —or even a whole season of them.
Included:
24/7 Access To Policy Documents
Licensed In All 50 States*
Not Premises Specific
$2M General Liability Aggregate
$1M General Liability Per Occurrence
$5K Medical Expenses
$300K Coverage For Damages To Premises Rented To You
Optional:
EZ Renew (for 90 day policies)
Sculptors insurance is a unique coverage designed to help you pay for claims arising from bodily injury or property damage.
Whether you sell your products at events, in stores, or online, accidents can still occur and leave you financially responsible for medical bills, repair costs, legal fees, and more. Having sculptors insurance can help to lower (or eliminate) what you owe for a liability claim.
Depending on the type of policy you choose, a short-term ACT Go policy or an annual ACT Pro policy, the limits of liability and types of coverage can vary. The ACT Go policy is made for vendors and exhibitioners who only need 1–90 days of consecutive general liability insurance—whereas the ACT Pro policy is for sculptors who manage their business online, need general and product liability insurance, and year-round coverage for events.
Please see the ACT Go Policy and ACT Pro Policy coverage details to learn more.
The ACT Go policy starts at $49/event and the ACT Pro policy starts at $24.25/month. All policies include FREE unlimited additional insureds.
Based on your policy type, your total costs may vary. Please see the charts below to view the different options available.
Yes! Your art is a valuable asset that deserves to be insured the same way you would your home, vehicle, or health. A single claim can lead to hundreds (or thousands) of dollars in bills, legal fees, or even damage to your reputation.
Most events, stores, and online marketplaces also require you to carry liability insurance. For events, you typically need to show a Certificate of Insurance and hold a current general liability policy. This helps to insure you against claims of slips, trips, and falls. It’s also beneficial in the event of unexpected weather conditions.
If you sell your handmade art in stores or online marketplaces (like Etsy or Amazon), you need a plan that offers both general and product liability insurance. This goes beyond covering claims caused by your business operations. If your work injures someone or damages their property, such as bruises or broken floor tiles from your piece falling over, you may be covered by your insurance policy.
You never know when an accident can occur, so it’s best to be preventative with your protection rather than struggling without coverage once something happens. Buying a policy now can save you time, money, and stress later. After all, your work is your passion—and that passion deserves to be protected.
If you have questions about purchasing crafters insurance, our team of licensed agents is available to help. Please give us a call at 844.520.6991.