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Coverage crafted for your handmade jewelry business.
Jewelry maker insurance is liability coverage that protects your artisan business from third-party claims. If your business or handcrafted pieces lead to injuries or damages, insurance can help cover the costs.
ACT Pro
365 day artist liability insurance coverage
$24.25/Month
ACT Go
$49/Event
ACT Pro is made for full-time artists and crafters who want enhanced protection for their entire business. With additional liability coverage for your products included, optional add-ons, and monthly payments, create confidently knowing we’ve got your back.
Annual Policy Limits of Liability
Optional Add-Ons
Additional Tools, Supplies, & Inventory Coverage limits available up to $10,000/$50,000.
Cyber Liability Coverage available up to $100,000
Professional Liability is available through the user dashboard with upfront payment.
Pricing
Short-Term Policy Limits of Liability
Optional Add-Ons
Pricing
Yes, you need insurance to sell handmade jewelry! Whether you sell from a pop-up tent, an online shop, or a cozy studio, you’ve built something priceless — now it’s time to protect it!
No matter how you bead it, weld it, wire it, or mold it, jeweler insurance can cover a variety of creative businesses, including:
Handmade jeweler liability insurance offers basic coverage to keep you safe while selling your works and wares. There are different types of liability insurance to protect your business, just like various protective stone settings and coatings safeguard your pieces.
ACT Pro starts at $24.25 per month and covers events, online sales, and product-related claims. ACT Go starts at $49 per event and offers quick, limited coverage while attending craft shows.
Looking for enhanced protection? Craft your perfect policy with ACT Pro and add optional coverages that best suit your needs!*
*Additional coverages are available only on the ACT Pro plan.
Your creativity knows no limits — so why let a claim dim your shine?
ACT Insurance is crafted for handmakers, indie creators, and artisans who need simple, reliable coverage to keep their passion thriving.
Stay inspired, keep creating, and enjoy the freedom to grow your handmade business without the worry.
Jewelry makers need insurance to access craft shows, sell online safely, and protect themselves from costly claims. Additional coverage, like Tools, Supplies, & Inventory Coverage, can also help repair or replace tools, materials, and finished pieces if they’re stolen or damaged.
Accidents happen, even with the most careful craftsmanship, and a single claim could tarnish your business. Insurance provides financial protection and shows others you’re a professional maker they can trust.
A $1 million jeweler insurance policy is $24.25 per month with ACT Pro and $49 per event with ACT Go. Both policies include a $1 million occurrence limit and a $2 million aggregate limit for general liability coverage.
This means that for each claim (occurrence) you file, the maximum amount of coverage you can receive is $1 million. The maximum amount of coverage you can get per policy period (aggregate) is $2 million. If the total cost from all claims filed in one policy period exceeds your aggregate limit, you are responsible for covering the remaining costs.
Jeweler liability insurance covers claims of injury, damage, or financial harm. Examples of this include:
ACT’s policies are designed to cover liability claims related to artisans, makers, metalsmiths, and jewelry artists who handmake their pieces from home or a small studio. Please see a full list of our policy exclusions to see if you qualify.
Read more about our jewelry coverage in The Ultimate Guide to Insurance for Jewelry Makers!
If you have questions about purchasing crafters insurance, our team of licensed agents is available to help. Please give us a call at 844.520.6991.