Crafters Insurance

Handcrafted coverage for your business, booth, and crafty creations.

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What is Craft Insurance?

Crafters insurance is a type of policy that combines multiple liability insurance coverages into one policy and is specifically designed to help you pay for common claims you may face when running a creative business.

This type of coverage is created to help you:

Crafters Liability Insurance Coverage Options

Meet ACT Pro and ACT Go: two excellent policies offering personalized protection wherever your craft takes you!

ACT Pro

365 day artist liability insurance coverage

$24.25/Month

Everything from ACT Go plus…

ACT Go

Basic general liability coverage

$49/Event

Coverage Details

ACT Pro

ACT Pro is made for full-time artists and crafters who want enhanced protection for their entire business. With additional liability coverage for your products included, optional add-ons, and monthly payments, create confidently knowing we’ve got your back.

Annual Policy Limits of Liability

  • General Aggregate Limit (Other Than Products – Completed Operations) $2,000,000
  • Products Completed Operations Aggregate $2,000,000
  • Personal & Advertising Injury $1,000,000
  • Each Occurrence Limit $1,000,000
  • Damage to Premises Rented to You Limit (Any One Premises) $300,000
  • Medical Expense Limit (Any One Person) $5,000

Optional Add-Ons

Pricing

  • Monthly Price $24.25
  • Annual Price $279

ACT Go

ACT Go is craft vendor insurance built for on-the-go hobbyists who need quick coverage at events. This flexible general liability policy is like a pop-up tent, working when and where you do — making it ideal if you only attend a couple of craft shows a year.

Short-Term Policy Limits of Liability

  • General Aggregate Limit (Other Than Products – Completed Operations) $2,000,000
  • Products Completed Operations Aggregate Excluded
  • Personal & Advertising Injury Excluded
  • Each Occurrence Limit $1,000,000
  • Damage to Premises Rented to You Limit (Any One Premises) $300,000
  • Medical Expense Limit (Any One Person) $5,000

Optional Add-Ons

Pricing

Who Needs Crafters Insurance?

Anyone selling their crafts for a profit needs insurance — including you!

No matter how you cut it, paste it, stitch it, or shape it, craft insurance is designed to cover a variety of handicrafters, such as: 

What Type of Insurance Do Crafters Need?

Liability insurance offers you the basic coverage you need to cover your craft. There are different types of liability insurance, the same way there are various types of finishes or glazes to protect your products.

How Much is Crafters Insurance per Year?

Craft insurance starts at $24.25 per month or $279 per year, with ACT Pro. If you only need limited liability coverage for a few craft shows a year, ACT Go starts at $49 per event.

Looking for more coverage? Curate your perfect plan with ACT Pro and add optional coverages that best suit your creative needs!*

*Additional coverages are available only on the ACT Pro plan. 

The #1 Handmade Business Insurance for Crafters, Artisans, & Makers

Your creativity never stops — so why let something like a claim get in your way?

ACT was created with dreamers like you in mind, making it possible for you to chase whatever comes next without the hassle of finding insurance holding you back.

Unlock the freedom to keep dreaming with the top-recommended name in arts and crafts insurance.

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Common Questions About Crafters Insurance

Does a Craft Business Need Insurance?

Yes, a craft business needs insurance to cover accidents you may become liable for as a vendor. This can include paying for slip and fall injuries that happen in your booth or the cost of damages your set-up leaves in a rented space.

Most events and venues require proof of insurance (Certificate of Insurance) before accepting you as a vendor. Plus, you may need to add them as an additional insured to your policy.

What Does Craft Business Insurance Cover?

Craft business insurance can cover common claims you face as a crafter, like damages from unexpected weather at an event or medical expenses for an injured customer. It can also help pay for legal fees if a lawsuit arises from an accident.

Additional protection offered on the ACT Pro policy may also cover theft and damage to your supplies, accidents from workshops you teach, or the cost to recover from a data breach.

Do I Need Insurance to Sell Handmade Crafts Online?

Yes, you may need insurance to sell handmade crafts online if a third-party platform requires you to show proof of insurance.

Some sites require sellers to carry liability insurance based on their monthly sales revenue. Other platforms, like Etsy, advise sellers to carry product liability insurance because many of their seller policies exclude coverage for product-related claims.

We're Here to Help!

If you have questions about purchasing crafters insurance, our team of licensed agents is available to help. Please give us a call at 844.520.6991.