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Handcrafted coverage for your business, booth, and crafty creations.
Craft insurance is a type of policy that combines multiple insurance coverages into one plan, and is specifically designed to help you pay for common claims you may face when running a creative business.
It can also help you meet event requirements, insure your items against theft and damage, and cover online sales. Many crafters get insurance for peace of mind in case those “what if” moments become a reality.
No matter how you cut it, paste it, stitch it, or shape it, craft insurance can be used by a variety of artisans to cover a variety of crafts, such as:
Handcrafters insurance with ACT Pro includes general and product liability coverage to help you pay for accidental injuries or damages caused by you, your products, or your business. It’s excellent for crafters who sell their handmade goods year-round.
This comprehensive coverage follows you wherever your crafting take you and can be tailored to fit your unique needs. The ACT Pro crafts insurance policy offers:
Craft vendor insurance with ACT Go is a short-term general liability policy to help protect you and your booth during events. This flexible coverage works when and where you do, making it ideal for crafters who only attend a few shows per year.
The ACT Go vendor insurance policy provides protection for 1–3 days, 7 days, or 90 days and is approved by most venues and event organizers. It also includes:
$0 – $50,000 in Annual Sales
$24.25/Month
$50,000 – $100,000 in Annual Sales
$33.42/Month
Optional Tools, Supplies & Inventory Coverage (Inland Marine)
Optional Professional Liability
$10.42/Month**
Optional Cyber Liability
$8.25/Month
*Additional Tools, Supplies, & Inventory Coverage limits available up to $10,000/$50,000.
**Professional Liability is available through the user dashboard with upfront payment.
1 – 3 Days
$49
7 Days
$99
Up to 90 Days (EZ Renew Option Available)
$149
Year-round Coverage Selling Online, In Person, And Much More!
Included:
24/7 Access To Policy Documents
Licensed In All 50 States*
Not Premises Specific
$2M General Liability Aggregate
$1M General Liability Per Occurrence
$5K Medical Expenses
$300K Coverage For Damages To Premises Rented To You
$1M Products & Completed Operations Coverage
$1M Personal & Advertising Injury
General Liability For Online Sales
Optional:
Cyber Liability
Professional Liability (available in dashboard)
$5K or $10K Tools, Supplies, & Inventory Coverage (Inland Marine)
Get a quick and easy short-term policy to cover you at a show or event —or even a whole season of them.
Included:
24/7 Access To Policy Documents
Licensed In All 50 States*
Not Premises Specific
$2M General Liability Aggregate
$1M General Liability Per Occurrence
$5K Medical Expenses
$300K Coverage For Damages To Premises Rented To You
Optional:
EZ Renew (for 90 day policies)
Craft insurance can cover common claims you face as a crafter, like damages from unexpected weather at an event or medical expenses for an injured customer. It can also help pay for legal fees if a lawsuit were to arise from an accident.
The ACT Pro policy allows you to insure your items when you add the optional Tools, Supplies, & Inventory Coverage to your plan. This helps to cover the cost of accidental theft and damages. You can also add coverage for classes you teach with Professional Liability Insurance, and coverage for cyber attacks on an online business with Cyber Liability Insurance.
The cost of craft insurance starts at $49/event for an ACT Go policy and $24.25/month for an ACT Pro policy.
ACT insurance has several policy options for crafters to give you the freedom and flexibility of managing your insurance. You can choose the policy length of your ACT Go coverage, or add optional coverage to your ACT Pro plan, and update your policy online anytime. These customizations may come with additional costs.
If you plan on selling your handmade crafts at events, online, or in stores, you may be required to show proof of insurance.
Getting handcrafters insurance is also a great way to have peace of mind knowing you’re covered for common claims. If someone was hurt by your handmade craft or at your event booth, you could have help paying for medical bills or legal fees.
If you have questions about purchasing crafters insurance, our team of licensed agents is available to help. Please give us a call at 844.520.6991.