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Coverage crafted for artists in the studio, online, and on-the-go.
Artist insurance is a general liability policy designed to protect your business from third-party claims when you sell or showcase your work.
What does this mean for you? If your creative business causes injuries or damages, this coverage can help you cover the costs!
ACT Pro
365 day artist liability insurance coverage
$24.25/Month
ACT Go
$49/Event
ACT Pro is made for full-time artists and crafters who want enhanced protection for their entire business. With additional liability coverage for your products included, optional add-ons, and monthly payments, create confidently knowing we’ve got your back.
Annual Policy Limits of Liability
Optional Add-Ons
Additional Tools, Supplies, & Inventory Coverage limits available up to $10,000/$50,000.
Cyber Liability Coverage available up to $100,000
Professional Liability is available through the user dashboard with upfront payment.
Pricing
Short-Term Policy Limits of Liability
Optional Add-Ons
Pricing
All artists who sell or showcase their work need liability insurance!
Your art should be the center of attention, not the cause of a claim. With the right coverage, you’re free to focus on what you do best — ensuring your work makes a lasting impression.
No matter how you craft it, paint it, sculpt it, or design it, artist insurance can cover a variety of creators, such as:
Artist liability insurance offers the basic coverage you need to showcase and sell your work. There are different types of liability insurance, the same way there are various types of varnishes to protect your pieces.
ACT Go starts at $49 per event for 1–3 days of coverage, or $149 per event for 90 days of coverage — protecting you for a whole season of shows and gallery exhibits.
Curate your perfect policy with ACT Pro for as low as $24.25 a month and add optional coverages that best suit your creative needs!*
*Additional coverages are available only on the ACT Pro plan.
Your creativity never stops — so why let something like a claim get in your way?
ACT was created with artists like you in mind, making it possible to chase whatever comes next without the hassle of finding insurance holding you back.
Unlock the freedom to keep creating with the top-recommended name in arts and crafts insurance.
Yes, you likely need insurance to sell art since most events, galleries, and shows require artists, vendors, and exhibitors to show proof of insurance.
It’s common to need insurance when selling your work online, through other retailers, or when signing a wholesale contract (meaning you sell your artwork in bulk to a buyer or seller).
Many online marketplaces don’t cover liability claims, so it’s best to get insurance before selling on a third-party platform.
No, you can only sell your art without a business license if you don’t sell regularly and are not qualified as a business by your local and/or state laws. You may need to obtain a business license and/or sales tax permit if you:
Learn more about the laws and requirements for your state before you start selling your art.
Yes, artists need a COI (Certificate of Insurance) to show proof of coverage to events, studios, venues, retailers, and more. You may be required to add these third parties to your COI as additional insureds or show your COI before you can start collaborating.
Having a COI ensures you have the proper coverage to protect your creative business. It gives you the freedom to focus on your art with peace of mind, and it assures your clients that they’re working with a secure, responsible professional.
If you have questions about purchasing crafters insurance, our team of licensed agents is available to help. Please give us a call at 844.520.6991.