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Easy coverage for artists, crafters, and creatives attending fairs.
Fair vendor insurance is coverage for creatives who attend state or county fairs as vendors selling their goods. This protection can pay for claims arising from unexpected mishaps like customer injury, property damage, and even stolen inventory.
In fact, fair organizers typically require you to carry vendor insurance before you’re approved to attend. This precautionary step helps ensure the fair stays fun — for everyone!
If you’re ready to set up your booth amidst the fair’s bounty of handcrafted items, classic games, and deep-fried everything, buying an artist insurance policy should be at the top of your checklist.
Artists and crafters need vendor insurance to protect their business during (and even beyond) the bustling fair season.
Here are some of the main reasons you need festival vendor insurance. With a policy, you can:
Whatever your needs may be, ACT has the right coverage to get you on the fairgrounds and selling your creative pieces confidently!
ACT Insurance offers two policies, ACT Pro and ACT Go, to protect artists attending fairs and festivals. These policies differ in coverage length and amount of coverage, but both meet most event requirements with:
The ACT Pro policy is designed for artists and crafters who attend multiple fairs, festivals, and other events throughout the year. Starting at $24.25 a month, this policy provides continuous comprehensive coverage with the option for further add-ons.
Enjoy all of the benefits of our short-term policy, ACT Go, plus:
The ACT Go policy is tailored for artists who attend a few fairs a year and need quick, easy insurance for a shorter period. This policy starts at $49 per event, with lengths from 1-90 days. That means you can get essential general liability coverage just for fair season!
Some ACT Go highlights include:
$0 – $50,000 in Annual Sales
$24.25/Month
$50,000 – $100,000 in Annual Sales
$33.42/Month
Optional Tools, Supplies & Inventory Coverage (Inland Marine)
Optional Professional Liability
$10.42/Month**
Optional Cyber Liability
$8.25/Month
*Additional Tools, Supplies, & Inventory Coverage limits available up to $10,000/$50,000.
**Professional Liability is available through the user dashboard with upfront payment.
1 – 3 Days
$49
7 Days
$99
Up to 90 Days (EZ Renew Option Available)
$149
Year-round Coverage Selling Online, In Person, And Much More!
Included:
24/7 Access To Policy Documents
Licensed In All 50 States*
Not Premises Specific
$2M General Liability Aggregate
$1M General Liability Per Occurrence
$5K Medical Expenses
$300K Coverage For Damages To Premises Rented To You
$1M Products & Completed Operations Coverage
$1M Personal & Advertising Injury
General Liability For Online Sales
Optional:
Cyber Liability
Professional Liability (available in dashboard)
$5K or $10K Tools, Supplies, & Inventory Coverage (Inland Marine)
Get a quick and easy short-term policy to cover you at a show or event —or even a whole season of them.
Included:
24/7 Access To Policy Documents
Licensed In All 50 States*
Not Premises Specific
$2M General Liability Aggregate
$1M General Liability Per Occurrence
$5K Medical Expenses
$300K Coverage For Damages To Premises Rented To You
Optional:
EZ Renew (for 90 day policies)
Yes, fair organizers typically require artists and all booth vendors to carry insurance as a prerequisite to attending. The most common type of insurance required is general liability insurance, which covers third-party bodily injury and property damage.
You may also be required to list the fair organization as an additional insured. This extends your coverage to the fair organization in case a claim is brought against both you and the fair organization.
Both the ACT Pro and ACT Go policies offer general liability insurance and free unlimited additional insureds so you can attend your events with peace of mind.
Fair insurance for artists starts at $24.25 a month with the ACT Pro policy, or from $49 an event with the ACT Go policy.
Our policies offer top-tier coverage at a smart price crafted to fit your budget.
Yes, you can buy insurance just for the fair’s duration by purchasing an ACT Go policy!
Depending on the length of the fair you’re attending, opt for 1-3 consecutive days, 7 consecutive days, or 90 consecutive days. Choose your start date (even if it’s the same day!), and get peace of mind knowing you’re covered at the fair.
If the art pieces you sell at the festival or fair could potentially cause harm to customers, it’s smart to get product liability insurance to cover your products.
With the ACT Pro policy, you get product liability insurance (with a $1M aggregate limit) that can pay for claims alleging your products hurt customers or damaged their property.
This insurance is also known as products and completed operations coverage.
If you have questions about purchasing artists’ insurance for your next fair, our team of licensed agents is on standby. Please give us a call at 844.520.6991.