ACT’s Annual Policy can protect your creative business year-round at shows, online, or in your studio.
$279
With the ACT annual policy, you get coverage for General Liability as well as products/completed operations. The annual policy provides you with the necessary coverage to sell your products in person at your store, at a show, or market, as well as to anyone online.
Plus, with the annual policy you have the option to include professional liability insurance, which provides coverage if you teach, host training sessions, do art demonstrations, or hold anything similar virtually. You can also optionally add coverage to your tools, equipment, and supplies with Business Personal Property (Inland Marine) coverage
The ACT annual policy provides each insured with their own certificate of insurance and dedicated liability limits. To put it simply, you will not share limits with other ACT insureds. Another benefit of the ACT annual policy is that there is no liability deductible.
ACT has your back, so you can spend less time worrying about business risks and more time creating what you love.
$2,000,000
$1,000,000
$300,000
The maximum amount your policy may pay for medical bills and costs accrued by an injured person(s) whose injuries were caused by your business operations.
$5,000
The maximum amount your policy may pay within a year for bodily injury and property damage caused by your products. Additionally, it may cover claims related to business operations conducted away from your primary location, even after those operations have been completed or abandoned.
$2,000,000
The maximum amount your policy may pay within a year for claims that violate a person or business’s rights (excluding physical harm). Offenses include:
-Oral or written publication that slander, libel, or violate a person’s right of privacy
-The use of another’s advertising idea in your advertisement (copyright infringement)
-False arrest, detention, or imprisonment
-Wrongful Eviction or entry
-Malicious prosecution
$1,000,000
The maximum amount your policy may pay within a year for all claims relating to covered damage or theft of your insured tools, supplies, and inventory.
$10,000
$5,000
The amount of money you are required to pay before your policy may pay for a claim relating to covered damage or theft of your insured tools, supplies, and inventory.
$250
The maximum amount your policy may pay within a year for all claims relating to bodily injuries, property damage, or financial loss caused by professional advice you provided or failed to provide.
$1,000
$100,000
The amount of money you are required to pay before your policy may pay for a claim relating to cyber liability incidents.
$1,000
$0 – $50,000 in Annual Sales
$50,000 – $100,000 in Annual Sales
Also known as Inland Marine Insurance, this covers tangible property that is moveable or transportable in nature (e.g. tools, supplies, or inventory), but excludes coverage for structures and items part of a structure.
$8.25/Month
*Additional Tools, Supplies, & Inventory Coverage limits available up to $10,000/$50,000.
**Please note these are brief definitions of coverage and your policy may be more restrictive in its language. It is essential that you refer to the actual policy for a complete description of coverages and exclusions. If you would like to see a sample policy, please contact us.
Starting at $49/Event or $24.25/Month